PaaL (Payments as a Lifeline)

Financial First Responders to Natural Disasters

PaaL (Payments as a Lifeline) is a Financial First Responder coalition delivering digital aid in hours. We move electrons, not atoms, ensuring that every dollar reaches those in need with maximum efficiency and transparency.

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Partnered with the world's top fintech and caretech proviers

Esther partner logo
FIS partner logo
GiveCard partner logo
K&L Gates partner logo
Mastercard partner logo
PaalPay InComm partner logo
Payala partner logo
Pin4 Cash partner logo
Red Rose partner logo
Skux partner logo
Valkyrie Advisory partner logo
Visa partner logo
Esther partner logo
FIS partner logo
GiveCard partner logo
K&L Gates partner logo
Mastercard partner logo
PaalPay InComm partner logo
Payala partner logo
Pin4 Cash partner logo
Red Rose partner logo
Skux partner logo
Valkyrie Advisory partner logo
Visa partner logo
Esther partner logo
FIS partner logo
GiveCard partner logo
K&L Gates partner logo
Mastercard partner logo
PaalPay InComm partner logo
Payala partner logo
Pin4 Cash partner logo
Red Rose partner logo
Skux partner logo
Valkyrie Advisory partner logo
Visa partner logo
Esther partner logo
FIS partner logo
GiveCard partner logo
K&L Gates partner logo
Mastercard partner logo
PaalPay InComm partner logo
Payala partner logo
Pin4 Cash partner logo
Red Rose partner logo
Skux partner logo
Valkyrie Advisory partner logo
Visa partner logo

Our Mission

We are a coalition of banks, fintechs, and non-profits dedicated to transitioning disaster relief from the logistics of goods to the logistics of digital funds. By leveraging existing commercial payment rails, we deliver purchasing power to survivors in hours, not weeks.

Our pillars of digital relief

Four principles that make digital aid faster, safer, and more human.

Relief at the Speed of Digital

Digital payments bypass destroyed roads and overwhelmed ports. We deliver funds in hours, not weeks—because recovery can't wait for a truck.

Choice, Not Charity

We don't guess what survivors need. We empower them with funds to decide—whether that's fuel for a generator, diapers for a child, or a hot meal.

Trackable, Programmable, Protected

Unlike cash, digital funds can be frozen if lost. Unlike checks, they don't require a functional mailbox. Every transaction creates an audit trail.

No One Left Behind

We reach the unbanked and underbanked through cardless ATM access and mobile-first solutions—ensuring the most vulnerable aren't excluded from aid.

Our Advisory Council

Made up of government, foundations and charities across the globe.

EdBread advisory council logo
EPF advisory council logo
GAF advisory council logo
GEM advisory council logo
Good360 advisory council logo
Inspire Foundation advisory council logo
Money Management advisory council logo
Operation Hope advisory council logo
POWR advisory council logo
PPF advisory council logo
SBP advisory council logo
SSVPUSA advisory council logo
United Way advisory council logo
UPS Foundation advisory council logo
EdBread advisory council logo
EPF advisory council logo
GAF advisory council logo
GEM advisory council logo
Good360 advisory council logo
Inspire Foundation advisory council logo
Money Management advisory council logo
Operation Hope advisory council logo
POWR advisory council logo
PPF advisory council logo
SBP advisory council logo
SSVPUSA advisory council logo
United Way advisory council logo
UPS Foundation advisory council logo
EdBread advisory council logo
EPF advisory council logo
GAF advisory council logo
GEM advisory council logo
Good360 advisory council logo
Inspire Foundation advisory council logo
Money Management advisory council logo
Operation Hope advisory council logo
POWR advisory council logo
PPF advisory council logo
SBP advisory council logo
SSVPUSA advisory council logo
United Way advisory council logo
UPS Foundation advisory council logo
EdBread advisory council logo
EPF advisory council logo
GAF advisory council logo
GEM advisory council logo
Good360 advisory council logo
Inspire Foundation advisory council logo
Money Management advisory council logo
Operation Hope advisory council logo
POWR advisory council logo
PPF advisory council logo
SBP advisory council logo
SSVPUSA advisory council logo
United Way advisory council logo
UPS Foundation advisory council logo